Home Construction Loans
Utilizing Sovereign Capitals home construction loans, you can seamlessly move from the construction option to a permanent financing with one simple loan package. Refinancing is not needed once the construction phase is completed. We allow the land you’re building on, not just the dwelling, to be used as equity for your down payment. This allows you to maximize the amount you are financing all while giving a competitive rate.
Lock in Your Loan with Fixed-Rate Financing
During the construction process, you have the option of locking in your loan with variable to adjustable or fixed-rate financing. *
Choose Your Builder
Choosing a contractor is your decision, so we will work with your builder.
Take Up to One Year to Complete Your Project
Many lenders require you to finish building within a six-month timeframe. At Sovereign Capital, we allow up to a full year to complete your project—allowing time for delays that may arise such as weather or scheduling.
